SUPERVISA INSURANCE

Super Visa Insurance is a type of medical insurance required for parents and grandparents applying for Canada’s Super Visa, which allows them to stay in the country for up to five years per visit without the need for visa renewals. This insurance helps cover emergency medical expenses and ensures access to quality healthcare while in Canada.

✅ Mandatory for Super Visa Approval – A policy with at least $100,000 in medical coverage is required for visa approval.

✅ Covers Emergency Medical Expenses – Includes coverage for hospital stays, doctor visits, and ambulance services.

✅ Protects Against Unexpected Costs – Helps cover expenses related to illness, injury, and emergency care.

✅ Flexible Coverage Options – Policies can be tailored to meet specific needs and budgets.

✅ Refundable & Modifiable – If the visa is denied or the trip is canceled, insurance policies can be adjusted or refunded (subject to terms and conditions).

To meet Canadian immigration requirements, Super Visa Insurance must:

🔹 Be issued by a Canadian insurance company
🔹 Provide a minimum of $100,000 in coverage for healthcare, hospitalization, and repatriation
🔹 Be valid for at least one year from the date of entry into Canada
🔹 Be fully paid in advance or monthly instalments

Super Visa Insurance provides comprehensive medical coverage, including:

✔ Emergency Medical Care – Covers doctor consultations, diagnostic tests, and hospital treatment
✔ Hospitalization – Covers costs for hospital stays, intensive care, and surgeries
✔ Prescription Medications – Covers prescribed drugs required during medical treatment
✔ Paramedical Services – Includes physiotherapy, chiropractic care, and more (depending on the plan)
✔ Emergency Dental Care – Covers the cost of unexpected dental issues
✔ Repatriation Costs – Covers the cost of returning to the home country in case of serious illness or death

💡 Optional Add-ons: Some plans may offer additional benefits like trip interruption, baggage loss, or accidental death coverage.

The cost of Super Visa Insurance varies based on:

🔹 Age of the Applicant – Older applicants generally pay higher premiums
🔹 Coverage Amount & Duration – Higher coverage limits and longer stays increase costs
🔹 Medical History – Pre-existing conditions may impact premium costs (some policies offer coverage for stable pre-existing conditions)
🔹 Insurance Provider & Plan Type – Different companies offer varying rates and benefits

💰 On average, the cost ranges from $900 to $2,000 per year per applicant, depending on the factors above.

1️⃣ Compare Multiple Quotes – Get quotes from different providers to find the best coverage at an affordable price.
2️⃣ Check Policy Exclusions – Ensure you understand what is and isn’t covered.
3️⃣ Look for Pre-existing Condition Coverage – If applicable, choose a plan that includes stable pre-existing conditions.
4️⃣ Verify Refund & Cancellation Policies – In case of visa rejection or early departure, check refund options.

✔ Licensed & Trusted Providers – We work with top Canadian insurance companies to offer reliable coverage.
✔ Affordable Rates & Discounts – Competitive pricing with customized plans to fit your needs.
✔ Hassle-free Claims Assistance – Quick and efficient claim processing.
✔ 24/7 Customer Support – Our team is always available to assist you.